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Address : B-34, Street No. 2, Jwala Singh Nagar, Near Jwala Singh Chownk, Haibowal, Ludhiana, Pin : 141001, Punjab. Mob.No. 9815130242, 9872377182. E-mail: Bigmanenterprises6@gmail.com
Home loan documents check list
Certainly! Here's a basic home loan checklist for Punjab:
1. **Proof of Identity:**
- Aadhar Card
- Passport
- Voter ID
2. **Proof of Residence:**
- Utility bills (electricity, water, gas)
- Rent Agreement
- Property Tax Receipt
3. **Income Proof:**
- Salary slips for the last 3-6 months
- Form 16
- Income Tax Returns
4. **Employment Proof:**
- Employment letter
- Appointment letter
- Employee ID card
5. **Property Documents:**
- Sale Deed
- Agreement to Sell
- NOC from Builder/Society
6. **Bank Statements:**
- Last 6 months bank statements
- Proof of any other existing loans
7. **Credit Score:**
- Check and include your credit score
8. **Down Payment Proof:**
- Bank statements showing the source of down payment
9. **Legal Check:**
- Encumbrance Certificate
- Property Tax Receipts
10. **Insurance:**
- Home Insurance details
For consultation, contact Rahul Verma at 9815130242.